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New Millennium Bank Secured Platinum Visa® or Mastercard®
Bad Credit

UltraVX Visa® Card
Bad/Fair Credit

Wired PlasticTM Visa® Prepaid Card
Bad Credit

BAD CREDIT FEATURED OFFER

New Millennium Bank Secured Gold Visa^® or Mastercard^®

New Millennium Bank is now offering secured Gold Visa^® and Gold MasterCard^® credit cards for those individuals wishing to establish or repair their credit. With credit lines secured by their savings account in amounts between $300.00 and $5,000.00, these cards can be used just as you would any credit card at over 10 million establishments worldwide. People CAN apply to get both cards and they can even add a co-applicant name and get additional cards.

Approved regardless of credit history
Credit limits up to $10,000*
Reports to all 3 bureaus
Get cash at over 740,000 ATMs
No credit check

* Terms and conditions apply

OTHER OFFERS for BAD CREDIT

Horizon Gold Card

Get the Financial Freedom You Deserve!

Instant Guaranteed Approval
Initial $500.00 Un-Secured credit limit
No Credit Checks
No Turndowns
Reports Positively to Major Credit Bureau
Get the Benefits and Credit you Deserve

*See Card Terms and Conditions

Less than Perfect Credit? Centennial knows that recovering from difficult financial situations can be challenging. We may be able to offer you a credit card when others won’t. Applying is simple, quick and safe!

Over 3 million credit cardholders
LOW APR on purchases
Apply today for a MasterCard^® card
Monthly reporting to 4 major credit bureaus
Enjoy the benefit of 24 hour account access by phone
A Credit Card for Those with Less than Perfect Credit!
Use wherever MasterCard is accepted

*See website for complete terms and conditions of card usage and application disclosure.

New Millennium Bank Secured Black Diamond Visa^® or Mastercard^®

New Millennium Bank is now offering secured Black Diamond Visa^® and MasterCard^® credit cards for those individuals with less than perfect credit. With credit lines secured by their savings account in amounts between $300.00 and $5,000.00, these cards can be used just as you would any credit card at over 10 million establishments worldwide. People CAN apply to get both cards and they can even add a co-applicant name and get additional cards.

Approved regardless of credit history
Credit limits up to $10,000*
Reports to all 3 bureaus
Get cash at over 740,000 ATMs
No credit check

*Terms and conditions apply

New Millennium Bank Secured Platinum Visa^® or Mastercard^®

A Platinum card can be yours for the taking. New Millennium Bank can approve you for up to $10,000** in secured credit regardless of your income or credit history. Choose a Visa or MasterCard.

Reports to ALL 3 Bureaus
No Credit Check
Be Approved Regardless of Credit History
Special High Introductory Savings Rate
Bonus $3,000 credit line with My Computer Club

* Terms and conditions apply

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Whether you are just starting out and have never had a credit card before, of if you are in the situation of needing to rebuild a good credit profile, the following tips emphasizing responsible credit card use may be helpful to you:

Don`t give out your card number and expiration date over the telephone to anyone unless you have initiated the contact and you know you`re dealing with a reputable and legitimate company or business;
You can save hundreds of dollars each year in lower interest charges by paying off your entire bill each month;
Always pay on time and avoid those late payment fees and over-the-limit fees;
Mail you payment at least 8 days before it is due, or call in your payment if that option is available to you - better yet, set up automatic payments online if possible
When going out to your local shopping mall, only carry with you the plastic you anticipate you will need;
Avoid making impulse purchases;
Don`t be a victim of fraud - save your receipts and compare your monthly statement against those receipts - better yet, set up email alerts to let you know usage and your daily balance.

Remember that there is more to finding the best financial tool than just looking at the lowest interest rates. You will need to define your particular spending style to know which of our picks may best suit your individual needs. Although you may be limited somewhat if you have a poor or problem financial history, you should still keep in mind what your eventual goals are once you have improved your situation. Do you usually pay off your balance every month? If so, then you may not be as concerned with the percentage rate as you might be otherwise. Do you usually carry a balance from month to month? Then, of course, looking closely at the best possible interest rate is important. Consider annual fees, if any, and associated fees that you may encounter. Answers to these questions will help you determine what card is best. Make your selection carefully and be sure to make timely payments to assure a good financial future.

Thank you again!

� 1998-2010 CustomCreditCardGuide.com Last Updated: Thursday, March 11, 2010
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