The Advantage is yours - apply for The Millennium Advantage Card TODAY! The Millennium Advantage Card is a pre-paid MasterCard^® that gives you the convenience of paying bills on-line or over the telephone, making on-line purchases and using your card wherever the debit MasterCard^® brand is accepted.

• Use your card at over 900,000 ATMs and millions of locations worldwide!
• No credit check or income verification required
• No Chexsystem check
• No minimal balance required!
• Phone and On-line account access
• Shop and pay bills on-line!

*See website for complete terms and conditions of card usage and application disclosure.

The most rewarding MasterCard^® Credit Card. Introductory bonus of 1,000 WorldPoints^®*

• 1,000 Bonus WorldPoints after your first purchase*
• No Annual Fee
• 19.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances
• Earn 1 WorldPoint for every $1 in net retail purchases*
• Around-the-clock fraud protection
• Online access to your credit card account
• Unparalleled 24-hour Customer service
• Immediate cash access at 430,000 ATMs internationally

*Please refer to online application legal disclosures

Use your MBNA PremierRewards^® Platinum Plus^® MasterCard^® credit card for every day shopping, groceries, gasoline, even to pay your utility bills and get 1% back*! Your payment will automatically be credited back to your account in January.

• 1% back on all net retail purchases*
• No Annual Fee
• 19.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances
• Around-the-clock fraud protection
• Online access to your credit card account
• Unparalleled 24-hour Customer service
• Immediate cash access at 430,000 ATMs internationally

*Please refer to online application legal disclosures

Credit limit up to $100,000. International acceptance at millions of locations. Immediate cash access at 430,000 ABMs internationally.

• 9.99% Annual Interest Rate on Purchases and Cash Advances
• No Annual Fee
• Around-the-clock fraud protection
• Online access to your credit card account
• Unparalleled 24-hour Customer service
• Immediate cash access at 430,000 ATMs internationally

*Please refer to online application legal disclosures

New Millennium Bank is now offering secured Gold Visa^® and Gold MasterCard^® credit cards for those individuals wishing to establish or repair their credit. With credit lines secured by their savings account in amounts between $300.00 and $5,000.00, these cards can be used just as you would any credit card at over 10 million establishments worldwide. People CAN apply to get both cards and they can even add a co-applicant name and get additional cards.

• Approved regardless of credit history
• Credit limits up to $10,000*
• Reports to all 3 bureaus
• Get cash at over 740,000 ATMs
• No credit check

* Terms and conditions apply